I didn't have a lot of non-proxying options. Ended up exploiting the new Bolter rules and dropped a few Auto Bolt Rifles so I could buy a naked 5-man Vet Kill Team (had to proxy).
They paid off better than an apothecary.
There are legitimately *few* options available for 75 points or less, be it known.
Besides squad upgrades, you've got a naked Captain, a Chaplain, 3 naked bikes, a primaris chaplain, or 5 naked vets. Oh, and a drop pod.